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UBA bank code and USSD code
UBA's bank code is 033, its NIP code, the one payment apps use, is 000004 and its USSD code is *919#. To send money to a UBA account without typing any code, message Milo on WhatsApp: "send 5000 to 0123456789 UBA". Milo shows the account name before you approve.
| Bank code | 033 |
|---|---|
| NIP code (used by payment apps) | 000004 |
| USSD code | *919# |
Codes are as they stood on 2026-10-08. A bank can change its codes; its own channels are the final word.
Sending to UBA from a chat
- Message Milo on WhatsApp. If you are new, open your account first. It takes about a minute.
- Say it your way. Type send 5000 to 0123456789 UBA, send a voice note, or send a photo of the account details.
- Check the name. Milo shows whose account it is before anything moves.
- Approve with your PIN. Your receipt arrives in the chat.
Questions
What is the difference between UBA's bank code and its NIP code?
The bank code is the short code long used on cheques and in sort codes. The NIP code is the code the instant payment network uses to tell banks apart, and it is the one payment apps and websites ask for.
How do I send money to a UBA account from WhatsApp?
Message Milo with the amount, the account number and the bank, for example "send 5000 to 0123456789 UBA". You can also send a voice note, or a photo of the account details. Milo shows the account name, and you approve with your PIN.
Do I need to know a bank's code to send money with Milo?
No. You name the bank in your own words and Milo finds it. It also shows you whose account it is before any money moves.